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Here is the interesting story. - I applied for housing loan (Fixed interest rate) and got an approval for 7.75% (Year 2004). Bank asked me to send the documents that I did. ICICI guy delayed sending the form (that I was suppose to fill for disbursement). - Bank said as there is already 31 days between approval and disbursal so you need to renegotiate the loan. New interest rate: 8.25%. - I got the first disbursal (against construction) on 8.25% - time came for second disbursal and I...

Category : Banks

(1) Replies

Country : India

ICICI bank without my knowledge and for no reason debited Rs 19000/- and no one is responding to my complaint. Worst Bank to bank with... Experienced by most of the customers! Besides the malpractices... the bank will force you maintain a 'said minimum balance' - quoting which they would deduct huge sums every quarter... to explain ( FACTUAL DATA - as it stand now - February 2007 ) - if you keep Rs 4999 in your account ( ie..., less than Rs 5000 , the said minimum balance ) and leave it...

Category : Banks

(0) Replies

Country : India

This is reference to the complaint number SR45226908 which I had registered in lieu with the loss and later fraudent use of my ICICI ATM/Debit Card on 19-11-2007. I was informed by the customer care executive on phone banking that the closing date of the complaint is 03/01/2008. Though I had explicitly asked if any FIR copy was needed, I was told that it was not needed. But even then, I went ahead and filed an FIR copy and submitted a copy at the Vashi Branch of ICICI along with a written...

Category : Banks

(0) Replies

Country : India

I have an account in ICICI Madhuban branch, Udaipur, rajasthan. I opened this a/c for transactions to my demat a/c in sharekhan. I was told that it is a ZERO balance a/c. And now they have charged 827 Rs. as QABChgs, apr-jun09+ST77. And when I am trying to contact the bank personal, they are just neglecting me. This is completely illegal and its a harassment of consumers.

Category : Banks

(0) Replies

Country : India

I am really helpless with ICICI bank's services. To start with I will explain a recent scenario: . For about last one year ICICI is flashing a message on online trading site to re-submit documents (address, phone ID and pp site photo etc.) for DMAT account as these details had been lost during the 26/07 rain in Mumbai. . They were giving due dates and kept on extending that. Also giving option to send their executives to collect documents from customer's premises. . As messages were...

Category : Banks

(0) Replies

Country : India

Mr. shalinder sharma rcm icici bank jammu send some gunda elements to my office and threating me for installment without taking due course of law.

Category : Banks

(0) Replies

Country : India

My wife for the past two months she did not pay minimum balance as she was requesting to waive interest part so that one time settlement (OTS) could be arrived. On 6th May 2006, I received a call from one Mr. Hari (Tel 65227756) asking for my wife. I told him that she is out of station. I told him that she has requested for OTS. He started using abusive language for which i objected. I told him that you have no business to issue threats nor use abusive language for collection from the card...

Category : Banks

(0) Replies

Country : India

ICICI – THE WORST BANK IN THE HISTORY OF INDIA I would request you to read right through till the end because this is one long email about the atrocities suffered by me from ICICI Bank over the last 2 and a half years. Being rude is the biggest principle on which ICICI Bank survives. It all started with a credit card being sent to my Home address by ICICI without my consent. The biggest mistake I did ever in my life was to open the envelope and use the card. On further investigation I...

Category : Banks

(0) Replies

Country : India

Dear Sir, Please confirm me my balance of loan against loan sr no 000019812900. please mail the status. thanks Ravi Prakash Mishra 9811456822

Category : Banks

(0) Replies

Country : India

I have been dealing with ICICI bank for the last 8-9 months with my salary account in HCL Technologies Limited, and credit card account (). So far I was very happy with ICICI bank. But today you people shattered all of my myths. If you see my credit card statements then, you will be able to find that how much I do transect on my card. I had cash back on my card before the month of December, when I purchased a product online (From Times Internet). This was never informed to me that you are...

Category : Banks

(0) Replies

Country : India

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