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Axis Bank Complaints - Education loan

I am a mother of a student who is just joined B.E.(ICE) in St. Joseph's College of Engg., Sholinganallur. For education loan (Loan amount below Rs.4 lacs), I have approached SBI, Indian Bank, Axis Bank, ICICI Bank etc., near my residence (Madipakkam, Chennai - 600 091). When I approached them I was told wardwise only they are giving. According to that, I approached Axis Bank (Ward No.1) . They are telling no govt., subsidy is in our bank. Their int. is 17.25% for education loan and also telling me to Nationalised Bank for getting govt., subsidy. Kindly give me suitable advice to get education loan on subsidy.

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